New Step Finance

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Loan Calculation

Get started with our easy to use calculators

Kickstart your financial journey effortlessly with our user-friendly calculators. Whether planning for a mortgage, personal loan, or savings goals, our intuitive tools empower you to make informed decisions and take control of your financial future with ease.

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First Home Buyer?

Looking for a calculator to help with buying your first home?

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Refinancing a property?

Looking for a calculator to help with your refinance decisions?

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Investing in property?

Looking for a calculator for property investment?

Managing your money should be easy.

To help you out we’ve put together a collection of over 20 calculators that will allow you to work through a number of scenarios and help plan your financial situation. Select from the list of savings, tax and loan calculators below.

Select from our list of calculators

Savings Calculator

See how much you can grow your savings.

Mortgage Switching Calculator

See what it costs to move your loan to a new lender.

Borrowing Power Calculator

Use your details to estimate how much you could borrow.

Comparison Rate Calculator

Use interest rates and fees to compare trues costs of different loans.

Split Loan Calculator

Work out the costs of splitting your loan into a fixed and variable loan.

Income Annualisation Calculator

Work out your annual income from the money you’ve received so far this year.

Loan Comparison Calculator

Adjust rates and terms to compare different home loans.

Reverse Mortgage Calculator

See how much equity you can access in your home and calculate the costs of the loan.

Loan Repayment Calculator

Estimate your home loan repayments and work out how to repay it faster.

How Long to Repay Calculator

Work out how long it will take to pay off your loan.

Extra Repayment Calculator

See the difference additional payments will make on your home loan.

Introductory Rate Loan Calculator

Calculate what happens to your loan with an introductory or ‘honeymoon’ rate.

Stamp Duty Calculator

Find out how much stamp duty you’ll have to pay on a home.

Home Loan Offset Calculator

Estimate how much interest you’ll save by using your savings to offset your home loan.

Budget Planner

See the difference additional payments will make on your home loan.Use your income and expenses and to better plan your spending.

Credit Card Calculator

Work out your savings if you pay more than the minimum payment.

Income Tax Calculator

See exactly how much tax you’ll pay on your income.

Compound Interest Calculator

See how much your savings can grow over time.

Property Selling Cost Calculator

Find out how much it will cost to sell your property and see where to save.

Lump Sum Repayment Calculator

Calculate how much a lump sum payment on your loan will save you.

Interest Only Mortgage Calculator

Work out your repayments on an interest-only home loan.

Property Buying Cost Calculator

See what buying will cost you on top of the purchase price.

Business Loan Repayment Calculator

Estimate your business loan repayments and work out how to repay it faster.

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