Refinancing your home loan
But where to start? We can help you weigh it all up.
As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe it’s the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of its life.
A shift in circumstances may mean it is time to revisit your home finances. For many, the idea of refinancing your home loan can be daunting. Fees and fixed versus variable interest rates need to be considered. The right refinanced loan might help you to pay off your mortgage faster and for less, refinance debt, or upgrade and add value to your home, all of which are steps in the right direction.
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0405 608 605
New Step Finance
21 Marblelight Way
Clyde North
VIC 3978
ABN: 89 649 383 737
Top Tips
- Investments like this are big decisions, so investing in the right professionals to have onside before you commit is money well spent. Ensure you get professional legal advice on any contract before you sign it and that you speak with your financial advisor or tax professional to make sure you’ve got the right advice from day one.
- Make sure your deposit will be refunded if the project doesn’t go ahead by a certain date.
- Find out if you can on-sell during construction in case your circumstances change.
- Ask if you can inspect the site during construction.
- Make sure your deposit will be refunded if the project doesn’t go ahead by a certain date.